Umbrella Pensions

The Danbro Pension Scheme – Ensuring you and not the taxman benefit from your Contract

• Funded via employer contributions from your contract
• Uniquely avoids Employers and Employees national insurance as well as income   tax
• Benefit from 39% or 49% overall tax breaks
• No initial set-up fees so all of your money is invested
• Penalty free payment holidays
• Move the pension to a new employer if you change jobs or continue to invest personally

The Danbro group personal pension scheme offers you a very tax efficient investment opportunity because payments are made directly from your payroll. This contribution is exempt from the income tax and National Insurance deductions that would apply if you took this money directly as payroll and you could therefore benefit from the equivalent of 39% or 48% tax relief depending on your tax rate.

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Ltd Company Pensions

Cut company and personal taxes.

Given the constant challenge of running a business, Contractors will dream of early retirement. The hard truth is that, without the benefit of a large company retirement package and with state provision woefully poor, you will be reliant on whatever nest egg you can build up for yourself.

The good news is that there are very compelling tax planning opportunities now associated with pension investment which could enable you to slash the proportion of your corporate and personal income that goes to HMRC.

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